About JH Finance
Our experience is your advantage
A huge advantage of working with us, is that although some financial advisers and mortgage
brokers may have worked in retail banking, JH Finance Managing Director, Jason Ham, has
extensive experience in business banking, property finance and retail banking.
Business Banking & Property Finance experience
Our ‘inside knowledge’ saves you time and money. From preparing your lending application or funding proposal, to negotiating on your behalf, this invaluable industry experience gives you a higher chance of having funding approved and of getting better terms and rates.
We know exactly what Lenders look for
Lending requirements and willingness to take on risk can vary between banks, non-bank lenders and funding providers. From experience, we know who to approach for certain types of projects and the specific information they will require.
Getting the stamp of Approval
Lenders and funding providers aren’t necessarily willing to negotiate with every client, adviser or broker, however the strong relationships and trust built up over the years by JH Finance Managing Director, Jason Ham, can open doors for you.
Jason Ham – Managing Director / Consultant / Adviser
A Registered Financial Adviser, Jason founded JH Finance following a successful career in business banking, property finance and retail banking. This included assisting business clients with mortgages, business loans, commercial and residential development, and commercial investment.
Bank of New Zealand – Christchurch, NZ
Property Finance Partner
Business Acquisition Manager – Business Banking
Westpac NZ – Christchurch, NZ
Business Analyst – Business Banking
Personal Manager – Retail Banking
Banking Consultant – Retail Banking
About Jason Ham
Originally from South Korea, I was schooled at Westburn Intermediate in Christchurch, then Christchurch Boys’ High School.
Retail & Business Banking
After studying at the University of Canterbury, in 2010 I began my banking career at Westpac NZ in Christchurch – in retail banking. Having always been interested in property investment, I relished this opportunity to further my knowledge.
I was then promoted to the Business Banking team, as a Business Analyst supporting a Business Manager – a role which included credit writing. Next I was given the opportunity to manage the portfolios of high net-worth retail banking clients, as a Personal Manager.
After two years, I became a BNZ Business Acquisition Manager – specialising in home loans and business loans for self-employed clients and start-up business owners new to being self-employed.
Property Finance
My final position at BNZ was Property Finance Partner – managing a $90 million portfolio of commercial developers and investors with significant commercial and residential assets. This included preparing funding proposals for commercial and residential development, and commercial investment.