JH Finance makes applying for a mortgage much simpler.
Even if you’ve had your mortgage application/s declined before seeing us, our philosophy is that ‘no’ just means ‘not yet’. Self-employed? Yes we can help you too.
We can access home loan lending from a wide range of banks and non-bank lenders. And you don’t pay JH Finance, the lender does.
Investment properties, first homes & forever homes
We’ll work with you to prepare your mortgage application, get approval and negotiate on your behalf to get the best deal, terms and rates possible. Then JH Finance will continue to support you, by regularly reviewing your mortgage structure (e.g. fixed/floating, term, interest rates).
- First Home Mortgage
– E.g. Residential Home, Unit, Apartment, Lifestyle Block - Mortgage Refinancing
– Debt consolidation - Investment Property
– E.g. Residential house/s, Unit/s, Apartment/s - New Home Builds
– House & Land Packages, Fixed Price Contracts, Labour Only - KiwiSaver
– Welcome Home Loan, HomeStart Grant, First-home Withdrawal
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Business Banking & Property Finance experience
Unlike most financial advisers and mortgage brokers, JH Finance Managing Director and Registered Financial Adviser, Jason Ham, has extensive experience in business banking, property finance and retail banking.